Disclaimer

Acknowledgement and acceptance of General Conditions

This site is owned and operated by Forum Financial (hereafter known as "The Organisation"). Your access to this site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document. Your use of, and/or access to, this site constitutes your agreement to be bound by these General Conditions. The Organisation reserves the right to amend these General Conditions at anytime.

Ownership of content

The materials displayed on this site, including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site ("Content") are protected by copyright, trade mark and other intellectual property laws unless expressly indicated otherwise.

You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly authorised in writing by The Organisation.

You may view this site using your web browser and save an electronic copy, or print out a copy, of parts of this web site solely for your own information, research or study, but only if you keep all Content intact and in the same form as presented on this site (including without limitation all copyright, trade mark and other proprietary notices and all advertisements).

You must not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any right of The Organisation or which is prohibited by the General Conditions.

Advertising and links to other websites

This site contains links to third party sites. These linked websites are not under the control of The Organisation, and The Organisation is not responsible for the content of any linked web site or any hyperlink contained in a link website. The Organisation provides these hyperlinks to you as convenience only, and the inclusion of any link does not imply any endorsement of the linked website by The Organisation. You link to any such website entirely at your own risk.

Disclaimer and limitation of liability

The information contained on this site is provided by The Organisation in good faith. The information is derived from sources believed to be accurate and current as at the date indicated in the respective sections of this site. Neither The Organisation nor any of its directors or employees give any representation or warranty as to the reliability, accuracy or completeness of the information, nor do they accept any responsibility arising in any way (including by negligence) for errors in, or omissions from, the information. In the case of goods or services supplied or offered by The Organisation or any of its directors or employees, liability for breach of any implied warranty or condition which cannot be excluded is limited at The Organisation’s option to either:

(a) the supply of the goods (or equivalent goods) or services again; or

(b) the payment of the cost of having the goods (or equivalent goods) or services supplied again.

General Advice Warning

Important Information

The information contained on the web page is for discussion purposes only, is of factual nature and is not intended to constitute financial product advice. It does not take into considering your individual objectives, finacial situation or needs. You should consider its appropriateness in light of your circumstances and consider seeking professional advice relevant to your individual needs before making a decision based on this information. Geoff Bush of Geoff Bush Group trading as Forum Finacial, Authorised Representative of Financial Wisdom Limited ABN 70 006 646 108, AFSL 231138 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.

Security and Privacy Statement

Financial Wisdom Security & Privacy

As part of our continuing commitment to client service, the maintenance of client confidentiality and as required by law, Financial Wisdom Limited complies with the Privacy Act 1988 and as a member of the Commonwealth Bank Group of companies conforms with the Group’s Privacy Policy. For further details please refer to the Group's Privacy Policy.

Miscellaneous

These General Conditions are governed by the law of New South Wales, Australia. Disputes arising from these General Conditions are in the first instance exclusively subject to the jurisdiction of the courts of New South Wales, Australia. The Organisation reserves the right to make changes to this site at any time.

The contents of this website constitute general advice. It does not take account of your individual objectives, financial situation or needs. You should consider talking to a financial planner before making a financial decision.